Congressman Ruiz has put forth alternative legislation to the Senate’s Lower Health Care Cost Act. A physician, Congressman Ruiz, has experience in the field and is proposing legislation designed to remove the patient from the negotiation between the physician and the carrier when establishing fair compensation for services provided to out-of-network patients. The Act establishes the Independent Dispute Resolution (IDR) Process which allows for arbitration if the medical provider and the insurance carrier cannot agree on a rate. To read the summary and legislation.